Dunamis Microfinance Ltd — Nguvu ya Maendeleo. We help Tanzanian families, traders and SMEs save, borrow and grow through savings, loans, logbook and asset finance, and group lending.
Open a Dunamis savings plan, build a record, and access a fair loan when school fees, stock or an opportunity arrives.
Dunamis is a microfinance institution in Mwanza. Apply from your phone and get a loan decision whether you are in Mwanza, Dar es Salaam, Arusha, Dodoma, Mbeya or Zanzibar.
Complete your documents, speak to a loan officer, and get a written decision the same working day in most cases.
Dunamis Microfinance Ltd exists to put fair, timely credit and savings in the hands of traders, households and growing businesses. We assess character and cash flow, explain every term, and stay close through loan officers and digital tools.
Read our story
To expand access to fair, timely and useful microfinance for households, traders and small enterprises that are often left out of formal credit.
A growing Tanzania where every hardworking person can fund the next step — school fees, stock, a machine, or a better home — with dignity.
Salaried workers, micro and small traders, registered groups and VICOBA, churches and SMEs that need working capital, asset finance or a disciplined savings plan.
Dunamis Microfinance offers logbook loans, asset finance and working capital tailored to how you earn. Whether you need stock, a machine, or cash against your vehicle, a loan officer helps you size a facility you can repay.
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Dunamis products
Savings, personal and business loans, group and VICOBA lending, logbook and asset finance — explained clearly before you apply.
Voluntary and goal savings for school fees, stock or an emergency. Build a record that can support a later Dunamis loan.
Transparent instalments for urgent household needs, assessed on income and character by a Dunamis loan officer.
Working capital for stock, contracts and expansion so your enterprise keeps moving between supplier payments.
Collective lending for registered groups and VICOBA. Members guarantee each other and grow limits together.
Use your vehicle as security, keep driving it, and access cash in as little as 6 hours with Dunamis.
Acquire equipment, machinery or commercial vehicles and repay Dunamis from the income they create.
Dunamis Microfinance is based in Mwanza, Tanzania. We do not send money — we lend. Apply from your phone and get a loan whether you are in Mwanza, Dar es Salaam, Arusha, Dodoma, Mbeya or Zanzibar.
See how to borrow from anywhereHow Dunamis works
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Open voluntary or goal savings with Dunamis, build a record, and borrow against income, character or a logbook when the opportunity is ready.
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Most Dunamis loan applications receive a decision within 6 working hours. Complete documents, speak to a loan officer, and get funded while the chance is still open.
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Rates, fees and repayment dates are confirmed in writing before you sign. Dunamis reports to credit reference bureaus as required and lends only what you can repay.
Clear rates, fees and repayment terms before you sign.
We serve individuals, groups, VICOBA and small businesses.
We lend only what you can repay and explain every obligation.
Loan officers, the office and digital tools stay close to you.
Dunamis Microfinance Ltd is licensed and regulated as a microfinance institution. Head office: Mwanza, Tanzania. P.O. Box 691, Mwanza.