Mission
To expand access to fair, timely and useful microfinance for households, traders and small enterprises that are often left out of formal credit.
About us
Nguvu ya
Nguvu ya
Maendeleo.
Dunamis Microfinance Ltd exists to put useful capital in the hands of people who are already working hard — traders, families, and growing businesses.
The power behind progress.
Our name is a promise. Dunamis means power — the kind that turns a logbook into working capital, a machine into a new shift, and a fair loan into school fees paid on time.
Vision
A growing Tanzania where every hardworking person can fund the next step — school fees, stock, a machine, or a better home — with dignity.
Who we serve
Salaried workers, micro and small traders, registered groups, churches and SMEs that need working capital, asset finance or a disciplined savings plan.
Our values
Fairness
Clear rates, fees and repayment terms before you sign.
Inclusion
We serve individuals, groups, VICOBA and small businesses.
Responsibility
We lend only what you can repay and explain every obligation.
Proximity
Loan officers, the office and digital tools stay close to you.
How we work
Individual lending
Assessed on income, character and, where needed, security such as a logbook.
Group lending
Registered groups and VICOBA guarantee each other and grow limits together.
Savings first
Voluntary and goal savings help build a record and a cushion before or alongside a loan.
Licensing
Dunamis Microfinance Ltd is licensed and regulated as a microfinance institution. Credit information may be shared with licensed credit reference bureaus as the law requires.